FNBO bonus for checks and savings, get up to $500 cash (select states)-TheFM

$500 bonus from ABPN

FNBO bonus for checks and savings, get up to $500 cash

FNBO is offering a bonus of up to $500 to new customers who open a checking and savings account in branch or online. This offer is only available in certain states. Let’s see how this $500 FNBO bonus works.


The bonus is divided into two parts, and here is how you can earn it:

  • Open an FNBO current account in March 23, 2023 using promotional code 700
    • To obtain $50 bonus within 30 days of account opening.
    • To obtain $250 bonus after a direct deposit or deposits totaling $500 into your checking account for three (3) consecutive 31-day periods for a total of $1,500. Deposits must appear in your account within 124 days of account opening.
  • Open an FNBO savings account on the same day as your check, using the promo code 700
    • Earn a $10 opening bonus within 30 days of opening your new account.
    • Earn a bonus of $190 when you maintain a balance of $3,000 for 90 days and meet the current account requirements.

Bonuses will be posted 30 days after completing the qualifications.


  • Offer valid only at FNBO branded locations in CO, IA, IL, KS, NE, SD, TX and WY.
  • Offer valid online in CO, IA, IL, KS, NE, SD, MO and limited areas of TX, WI and WY.
  • Offer valid for new checking customers on a new account and limited to one opening bonus and direct deposit bonus. A new checking client is defined as a candidate who does not have an open Access Debit, Free Checking, Premier Checking or Employee Checking account at the time the campaign is launched.
  • Offer valid for new customers saving on a new account and limited to one opening bonus and one secondary bonus. The savings product opened directly after the new check will be considered for eligibility. Savings products opened later will not be considered for eligibility. A new savings customer is defined as an applicant who does not have a Basic Savings, Savings or Premier Savings account open at the time of the campaign launch.
  • Ownership roles should match between checking accounts and savings accounts.


These accounts have no fees

Conclusion of the guru

You can earn a total of $500 with this FNBO offer. You need to complete the $300 verification bonus first, which requires direct deposits, and then you can also get $200 with a savings account. For the savings bonus, you’ll have $3,000 tied up for about three months, with virtually no interest. The offer is only available in 11 states, with certain limitations.

If this bonus is not for you, you can check out our full list of available bank bonuses. And, if you’re new to bank account bonuses, you can read more about bank account rotation here.

Offer details

  • Prime: $500
  • Type of account: Verification/Savings
  • Availablity: CO, IA, IL, KS, MO, NE, SD, TX, WI, WY
  • Type of request: Soft draw
  • Credit card financing: No
  • Direct deposit requirement: 3×500$
  • Other requirements: $3,000 balance to save
  • Monthly fee: None
  • Account closure fees: None
  • Expiration date: 10/17/22 11/15/22 03/23/23

excl. tax: Doctor or Credit



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